Enroll in Original Medicare during your Initial Enrollment Period. When it comes to ageing in, this seven-month period begins three months before and concludes three months after your 65th birthday. It’s a good idea to enroll at this time to avoid penalties for missing Parts A and B.
Until your Medicare coverage begins, you can keep your Marketplace, or Obamacare, plan. There’s no need to wait until you’ve worked a minimum of 40 quarters to acquire Part A premium-free coverage.
When you start Part A, your eligibility for premium tax credits and other benefits ceases. This implies you’d be paying full price for your Marketplace plan, therefore switching to Medicare is a better option. Before you cancel your Marketplace plan, be sure you know when your coverage will begin.
Medicare will cover the same things that your Marketplace plan does now. Part D and a Medigap plan are also available.