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How to apply for Medicaid

What is Medicaid and how does it work?

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Medicaid is a federal-state partnership that offers free or low-cost health insurance to millions of people in the United States, including low-income individuals, families and children, pregnant women, the elderly, and persons with disabilities. Medicaid is funded in part by the federal united states government, which also establishes program criteria. Medicaid systems differ from one state to the next. They could also go under other names, such as “Medical Assistance” or “Medi-Cal.”

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Who qualifies for the Medicaid program?

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Eligibility varies by state, but in general, applicants must meet all of the following requirements:

  • You must be a resident of the state in which you are applying, as well as a citizen of the United States.
  • Whose financial status is considered low income or very low income, and
  • A US citizen or certain qualified non-citizens, such as lawful permanent residents, are eligible.

Visit your state’s Medicaid page to see whether it offers any extra coverage alternatives, such as age, pregnancy, or parental status restrictions.

What is the procedure for applying for the Medicaid Program?

legal advice: You can apply for Medicaid either through the Health Insurance Marketplace or through your state’s Medicaid office directly. To apply through the Marketplace, go to the federal government websites and register for a Marketplace account and fill out an application.

Application Website

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How can I get in touch with someone?

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Contact your state Medicaid office to see if you’re eligible for financial assistance. Get the phone number for your state Medicaid office from the Centers for Medicare & Medicaid Services.

Medicaid & CHIP coverage

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Millions of Americans, including certain low-income people, families and children, pregnant women, the elderly, and persons with disabilities, benefit from Medicaid and the Children’s Health Insurance Program (CHIP).

Some states have expanded their Medicaid programs to cover everyone who earns less than a set amount.

Check to see if you qualify for Medicaid based only on your income.

Determine whether you are eligible for Medicaid based on your income. In our savings tool, enter your household size and state to see if you qualify for Medicaid or discounts on a Marketplace plan.

Even if your income does not qualify you for Medicaid, you should still apply. If you have children, are pregnant, or have a disability, you may be eligible for your state’s program. You can apply for Medicaid at any time of year because there are no Open Enrollment Periods for Medicaid or CHIP.

Note that the titles of the Medicaid and CHIP programs differ. Find out what your state’s name for them is.

There are two ways to apply for Medicaid and CHIP.

1. Through the Health Insurance Marketplace®.

Fill out an application through the Health Insurance Marketplace®.

  • We’ll send your information to your state agency if it appears that anyone in your home qualifies for Medicaid or CHIP. They’ll get in touch with you about enrolling.
  • You’ll find out if you qualify for an individual insurance plan with savings based on your income when you complete your Marketplace application. Plans can be less expensive than you think.

To begin a Marketplace application, create an account

2. Through your state Medicaid agency

You can also apply to your state’s Medicaid agency directly. To get the contact information for your state’s Medicaid agency, select your state from the list below.

Basics of Medicaid and CHIP

The fundamentals of Medicaid

Basics of the Children’s Health Insurance Program (CHIP)

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More answers: Medicaid & CHIP

Is it true that if I have Medicaid or CHIP, I am “covered” under the healthcare law?

What services are covered under Medicaid?

What is the minimum income to be eligible for Medicaid?

Can I get insurance via the Health Insurance Marketplace® if my income is too high for Medicaid?

What if I’m eligible for Medicaid but prefer to purchase a plan through the Marketplace?

What if I already have Medicaid but only receive restricted benefits?

What laws apply to Medicaid and former foster children?

What if my application for Medicaid or CHIP has been denied?

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How to Apply for Medicaid and CHIP (Children's Health Insurance Program)

Medicaid is a federal and state-run health care program for low-income people.

The Children’s Health Insurance Program (CHIP) offers low-cost health coverage to children. To be eligible, To be eligible, the child’s family’s income must be at least:

  • Ineligible for Medicaid because the cost is too high

Too low to be able to afford private health insurance


Medicaid and CHIP program names are different in each state.

Medicaid benefits read more

Medicare official website Read more

low-cost health coverage Read more

official government organization: Read more

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