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Medicare ABC has the goal to make your experience with Medicare a pleasant one without the confusion of health insurance and Medicare. As a leader in the Health Insurance Marketplace, our goal is to help you achieve optimal health and financial wellness, starting with offering you a health insurance plan that meets your needs at a reasonable cost. It doesn’t stop here, After enrollment, we help people make the most out of their plan to guide you through your healthcare journey from verifying benefits, explaining claims, finding doctors/specialists, and in addition to this, we can help to set up appointments. We’re here to make sure that your experience with enrolling on a Medicare Plan is as smooth as it can be

In order to receive the 148.50 dollars from social security that you’re being deducted, when completing your health insurance enrollment, we can help you apply to different programs such as SLMB known also as Specified Low-Income Medicare Beneficiary, LIS (Low Income Subsidy), or Medicaid which help with the part b premium. However, we may only apply you for these programs if you qualify in terms of monthly income.

• If you have worked 10 years or completed 40 quarters and reported taxes, you may obtain part a premium free but will have to pay 148.50 for part b. 
• If you have worked 30 – 39 quarters, you may acquire a part a for 279 plus the 148.50 monthly. 
• If you have worked less than 30 quarters, then you will have to pay 471 plus 148.50

If you have low income or resources, and you qualify for Medicare,  you may apply for the following programs which help pay for Medicare:

• SLMB: Specified Low Income Medicare Beneficiary: Helps Pay for $148.50 Part B Premium.
• SPAP: State Pharmaceutical Assistance Programs: Helps Pay for Prescriptions $5.00 for Generic and $7.00 for the brand name.

LIS: Low-Income Subsidy: Helps pay for prescriptions making Generic $3.70 and  $9.20 brand name.

Medicare is a federal program for people ages 65 and older,  people who are disabled,  people who have kidney failure, or Lou Gehrig’s disease. Medicaid is for families or individuals who have low income or resources. However, if you are a senior who has a low income you may apply for Medicaid.