Seniors Vision Insurance
Why You Should Consider Seniors Vision Insurance
As you get older, vision exams must be a part of your regular routine to ensure your overall health and well-being. If you have medical insurance, this doesn’t particularly mean that it covers vision. In some cases, vision care isn’t included in health insurance at all. It is important to check with your insurance carrier before you choose a Seniors Vision Insurance coverage plan.
Medicare Part A offers vision coverage only when considered a medical condition, such as an emergency or injury that requires hospitalization. However, Medicare Part A doesn’t cover usual vision exams, eyeglasses, or contact lenses. Medicare Part B covers some cases for high-risk patients only such as yearly glaucoma screenings.
Also, Medicare Part B covers cataract surgery, in addition to the artificial lenses and correction products (glasses). Besides, Part B covers eye prostheses, vision prosthesis replacement, ocular photodynamic therapy with verteporfin, and more. However, Medicare Part B doesn’t cover visual correction or routine vision exams. Medigap plan doesn’t offer any vision coverage. On the other hand, Medicare Plan D offers vision medication coverage, as well as some related products such as eye drops.
Why Seniors Vision Insurance Coverage Just Makes Sense
Adding visual insurance to your Medicare plan is a must to ensure annual check-ups and allowance for glasses and lenses. Some plans may even give discounts on Lasik surgery. Vision coverage means fewer out-of-pocket expenses. Vision Insurance works side-by-side with the original Medicare plan to give a balance, reducing the costs not covered.
With Vision Coverage, you will get:
- Routine eye exams
- Certain corrective lenses prescribed by the doctor
- Glass and lenses
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Why You Should Consider Vision Insurance
Why Vision Insurance Coverage Just Makes Sense
Whether you need to protect just your eyes or the eyes of your entire family, adding vision coverage to your Major Medical Insurance Plan makes sense. With vision insurance, you’ll gain coverage for:
- Routine eye exams and other preventative measures
- Corrective lenses prescribed by a doctor
- May also provide discounts on glasses, contacts, or even LASIK.
Vision Insurance will help to offset the costs not covered by your health insurance policy. The cost of contacts, glasses, and eye exams can rack up rather quickly. Even if you don’t wear glasses or contacts right now, you may need them in the future. Vision Insurance will ensure you pay less out-of-pocket.