If you’re new to Medicare, there’s a lot to consider when evaluating your options. For some, you can get Medicare Part A & B automatically, but others will need to sign up through Social Security or SSA.gov. While Original Medicare (Part A and Part B) covers your hospital and medical services, covering all your needs may require a few more decisions:

• You may need a Medicare Part D plan for prescription drug coverage. Enrollment options include: Medicare.gov, directly from a private insurance company, or a CMS-appointed health insurance marketplace like Medicare Advisors Insurance Group.
• A Medicare Supplement plan (Medigap) will help cover the remaining 20% of what Original Medicare does not cover. Enrollment options include: Directly from a private insurance company or a CMS-appointed health insurance marketplace like Medicare Advisors Insurance Group.