Have you heard about Medicaid and are you wondering what this health insurance program is about? We are here to answer all your questions and concerns in order for the application process to be simple! Also, it will make your life easier when you have to renew the application every year.
But first, Let’s get started with the basics of How to file for Medicaid And Applying for Medicaid gov. program
What is Medicaid?
Medicaid is a federal and state program in which it is responsible for providing health insurance for individuals and families who currently have a low income or have scarce resources. This program is responsible for providing 72.5 million families being one of the largest health insurance providers in the nation.
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How Much is the Cost for Medicaid?
Usually, when you hear the term health insurance you think it would come with having many copayments, deductibles among other medical bills. However, when we talk about Medicaid health insurance this is insurance that you do not have to pay out of pocket. Although, there can be occasions in which you might be required to pay but the copayments will be low.
What are the steps to apply for Medicaid?
Verify your Medicaid eligibility in your current State
Since Medicaid programs are different in every state, it is important that you may verify your eligibility according to the state you currently live in.
You may verify your eligibility on https://www.healthcare.gov/lower-costs/ by:
- Selecting how many family members you have
- The State You currently live in
- Income for the year
Have the information you need to apply on-hand
It is important that in order to apply for your state’s Medicaid program that you may have the following documents:
- State ID (Driver’s License) or a Birth Certificate
- Evidence of Citizenship or Residence
- Evidence of the income that you’re currently receiving could be:
- Social Security
- Pay Stub
- Veteran Benefits among other sources of income
- Proof of where you are currently living could be:
- Receipt of Rent
- Mortgage Title
- Mail addressed to the current place you’re living in
- If you have a current insurance
- Provide a copy of the current insurance you have
- If you have a Medicare card (Red Blue and White) provide a copy
You are ready to apply for Medicaid
After checking eligibility and providing all of the current documents, you are ready to apply for Medicaid. You can submit your information by sending the application to your local Medicaid office. You can also submit the application online.
The current decision time in order for Medicaid to decide whether you are approved or not is from 45 days to 90 days. However, after this time has passed and you don’t have an approved application you are open to making an appeal with your local Medicaid office. It is important that you provide all the supporting documentation in order for the Medicaid office to reevaluate your case decision
Can I Update or Renew my Medicaid Application form?
This is a great question, it is important that each year you renew your Medicaid application. Since each year you can have an increased or decreased income, changes in address among other aspects, it is important that any change that you may experience that you may inform this Medicaid.
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What happens if my income is too high and my children need coverage?
If it comes to the case where your income is too high and you do not qualify for Medicaid, your children may qualify for The Children’s Health Insurance Program or better known as (CHIP)
In this program parents whose income is on the higher side can apply for health insurance for their children. This program helps cover:
- PCP (Primary Care Provider) routine visits
- Any immunization
- Emergency Services
- Labs and X-Ray Services
- Vision and Dental Services
- Outpatient and Inpatient Care
How can I apply for CHIP?
In order to apply for the Children’s Health Insurance Program you can do it by two methods:
- You can call 1-800-318-2596 (TTY: 1-855-889-4325)
- By visiting the Health Insurance Marketplace, if it comes to their attention that a child from your household qualifies they will call you directly in order to complete enrollment.
In addition to this, the parent’s information will be shared with the marketplace to find if the parents qualify for health insurance with a monthly premium depending on the income.
Have any additional questions about how to apply for Medicaid? We can help you determine if you qualify for Medicaid or if your children qualify for the CHIP program. Do not hesitate to contact us at 1-877-255-0284. You can also visit our website for more information about Medicaid
How to apply for Medicaid health insurance?
- Verify your Medicaid eligibility in your current State
- Have the information you need to apply on-hand )License, residence or citizenship, current health insurance, proof of income among other documents)
- You are ready to apply for Medicaid (You may submit your information to your local Medicaid office online or by mail)
Is it hard to get approved for Medicaid?
If you qualify for Medicaid because you have a low income then the approval process is not hard and you should be receiving a decision within 45-90 days. Due to covid, it is possible that the time to process applications could take longer.
Can I apply for Medicaid online?
Yes, if you wish to apply online for Medicaid you may do so by going accessing https://www.healthcare.gov/create-account and selecting the state you currently live in.
What makes someone eligible for Medicaid?
In order to be eligible for Medicaid, you must have a low income and have limited resources. According to the state you live in, you will have to check what are the limits for monthly income.
Where do I go to apply for Medicaid?
You may apply for Medicaid by contacting your local Medicaid office. You may also enroll by visiting https://www.healthcare.gov/create-account and choosing the state you live in to apply online.
How do I check my Medicaid status?
In order to find information about the application you submitted, you have to call your local Medicaid office.