7 Best Medicare Advantage Plans That Cover Massage Therapy

When it comes to finding the right Medicare Advantage plan it can feel like navigating a maze. One question that often pops up is: Which Medicare Advantage plans cover massage therapy? Well you’ve come to the right place. At Medicare Advisors Insurance Group LLC we’re here to make sense of it all for you.

Understanding Medicare Advantage Plans

What are Medicare Advantage Plans?

Medicare Advantage plans also known as Part C are health plans offered by private companies that contract with Medicare to provide all Part A and Part B benefits.

Benefits of Medicare Advantage Plans

1. All-in-One Coverage: These plans often bundle together hospital medical and sometimes prescription drug coverage.
2. Extra Benefits: Many plans offer additional benefits like dental vision hearing and even wellness programs.
3. Cost Savings: Some plans have lower out-of-pocket costs compared to Original Medicare.

Drawbacks with a Humorous Twist

1. Limited Network: You might need to say goodbye to your favorite doctor and hello to Dr. New Face.
2. Prior Authorizations: Sometimes getting services feels like asking for permission to go out past curfew.
3. Varied Coverage: Your plan might cover acupuncture but not massage. It’s like getting socks for Christmas when you wanted a new bike.

Massage Therapy Coverage

Plans that Cover Massage Therapy

1. Humana Gold Plus: This plan offers coverage for massage therapy as part of its wellness benefits.
2. UnitedHealthcare Medicare Advantage: Known for its extensive network this plan includes massage therapy under certain conditions.
3. Aetna Medicare Advantage: Aetna’s plan might cover massage therapy especially if it’s deemed medically necessary.
4. Cigna-HealthSpring Advantage: Offers coverage for alternative therapies including massage.
5. Anthem Blue Cross: Provides massage therapy coverage as part of its extra benefits package.
6. WellCare Medicare Advantage: Includes massage therapy as part of its comprehensive wellness program.
7. Kaiser Permanente Medicare Advantage: Covers massage therapy under its wellness and preventive care benefits.

What to Watch Out For

1. Coverage Limits: Some plans limit the number of massage therapy sessions per year. It’s like getting a gift card with a small balance.
2. Referral Requirements: You might need a referral from your primary doctor. Just another hoop to jump through.
3. Network Restrictions: Only certain massage therapists may be covered. You might end up with a masseuse named “The Hulk”.

How to Choose the Right Plan

Tips for Choosing

1. Check the Network: Make sure your preferred massage therapist is covered.
2. Understand the Benefits: Look beyond massage therapy to see what other benefits are included.
3. Consider the Costs: Compare the out-of-pocket costs and premiums.

Expert Opinion

Henry Beltran the owner of Medicare Advisors Insurance Group LLC says “When selecting a Medicare Advantage plan it’s essential to consider your overall health needs. Massage therapy can be a great benefit but don’t overlook other important factors.”

Conclusion

Finding a Medicare Advantage plan that covers massage therapy can improve your quality of life. With our guide, you now know the top plans and what to look for. Remember to weigh the pros and cons carefully. For more detailed information visit Medicare Advantage Plans.

Choosing the right plan doesn’t have to be stressful. At Medicare Advisors Insurance Group LLC we’re here to help you every step of the way. Happy hunting!