Understanding the AARP Medicare Advantage Vision Plan
AARP, in partnership with UnitedHealthcare, offers Medicare Advantage (Part C) plans that often include vision benefits. These plans provide more coverage than Original Medicare (Part A and Part B), which typically does not cover routine vision care. If you’re enrolled in an AARP Medicare Advantage plan, you may have access to eye exams, prescription eyewear, and other vision-related benefits.
What Does the AARP Medicare Advantage Vision Plan Cover?
The AARP Medicare Advantage Vision Plan varies based on location and the specific plan you choose. However, most plans provide coverage for:
✔ Routine Eye Exams – Many plans cover an annual comprehensive eye exam to detect vision problems and conditions like glaucoma, cataracts, and macular degeneration.
✔ Eyeglasses & Contact Lenses – Coverage may include a yearly allowance or discounts for prescription eyeglasses and contact lenses.
✔ Prescription Lenses & Frames – If you need corrective eyewear, you may receive an allowance toward frames and lenses.
✔ Screenings & Preventive Eye Care – Some plans cover diabetic eye exams and screenings for serious vision conditions.
✔ Cataract Surgery Assistance – While Original Medicare (Part B) covers cataract surgery, some AARP Medicare Advantage plans offer additional benefits, such as post-surgery eyewear allowances.
Does AARP Medicare Advantage Cover Eye Exams?
Yes, most AARP Medicare Advantage plans include annual routine eye exams as part of their vision benefits. These exams help detect vision problems early and are typically covered at little to no cost when using in-network providers.
Is AARP Medicare Advantage the Same as UnitedHealthcare Medicare Advantage?
Yes, AARP Medicare Advantage plans are provided through UnitedHealthcare. AARP endorses these plans, and UnitedHealthcare administers them. While the branding differs, the benefits, provider networks, and coverage options are managed by UnitedHealthcare under the AARP name.
Does Medicare Advantage Cover Vision?
Yes, Medicare Advantage (Part C) plans, including those offered by AARP and UnitedHealthcare, often include vision coverage. Unlike Original Medicare, which does not cover routine vision care, Medicare Advantage plans typically offer:
- Routine eye exams
- Coverage for eyeglasses or contact lenses
- Treatment for certain eye conditions
Does UnitedHealthcare Medicare Advantage Cover Eye Exams?
Yes, UnitedHealthcare Medicare Advantage plans, including AARP-branded plans, typically cover routine eye exams. Coverage specifics depend on your plan, but many provide an annual vision exam at no additional cost when using in-network providers.
How to Enroll in an AARP Medicare Advantage Vision Plan
If you’re interested in AARP Medicare Advantage vision coverage, follow these steps:
1️⃣ Check Availability – Visit the UnitedHealthcare website or Medicare’s official site to explore plans in your area.
2️⃣ Compare Plans – Review the vision benefits offered in different AARP Medicare Advantage plans.
3️⃣ Enroll During Open Enrollment – The Medicare Annual Enrollment Period (AEP) runs from October 15 to December 7, allowing you to choose a new plan or switch plans.
Final Thoughts
The AARP Medicare Advantage Vision Plan provides valuable eye care benefits, including routine exams, glasses, and vision screenings. If you need comprehensive vision coverage beyond what Original Medicare offers, exploring AARP Medicare Advantage plans may be a great option.
Need More Information?
Visit UnitedHealthcare’s website or contact Medicare to find the best vision plan for your needs.
